Personal loan of the moment

Exclusively reserved for KBL Transfer customers !

KBL Transfer offers you a preferential rate on your personal loan

APR
Fixed
of 1.90%

From €1,000 to €75,000 over 12 to 96 months

For a personal loan of  10 500€ on 48 months : Fixed APR of 1,90 % - Fixed lending rate of 1,884 % - Amount of installments : 227,27 €  (excluding optional insurance) - Total amount due (excluding optional insurance) : 10 908,96 €. - Monthly cost of optional insurance: 10,50€, and is added to the monthly payments above. - Effective Annual Insurance Rate  : 2,327% - Total amount due under insurance  : 504 €. A credit binds you and must be repaid. Check your repayment capacity before you commit.

See conditions

Your request in a few steps

To obtain your personal loan, you must first open a KBL Transfer current account. It's free, and so is its bank card.

Simulate your personal loan online
Apply for your personal loan
An expert will provide you with an answer within 48 hours
Take advantage of your KBL Transfer personal loan
Apply for my loan

You repay your personal loan at your own pace

With KBL Transfer , you have the possibility to take a break from the repayment of your monthly payments, to modify the date of the monthly direct debit or again repay your credit early in accordance with the law.

In addition, the interest rate is fixed and does not change during the duration of your loan. With KBL Transfer , no bad surprises!

Apply for my loan

Frequently Asked Questions

Like many consumers, you have questions. KBL Transfer supports you and helps you by answering all your questions.

Opening an account is subject to acceptance by KBL Transfer . You must also meet the following minimum eligibility requirements:

- be a natural person, residing in France or not, capable adult ;
- open an account as an individual ;
- provide proof of a minimum income of €800 per month to open a current account.
- provide proof of a minimum income of €1000 per month to open a joint account.

KBL Transfer offers several online consumer loans :

- the personal loan: this allows the financing of various projects such as a trip, a wedding, high-tech equipment, etc.
- the Works Credit: this is a loan adapted to your housing projects (works, decoration, fittings, etc.)
- Auto Credit: this allows the financing of the following vehicles: 2 wheels, new, used or ecological car
A loan binds you and must be repaid. Check your repayment capacity before you commit.

Monthly payments are taken directly from your current account. You can choose the date, that is to say the date on which you wish to repay your credit monthly. Subsequently and at any time, you can modify the date by requesting it by mail from KBL Transfer With the consumer loan, depending on your financial situation, you have the possibility of :
- suspend your monthly payments for a certain period of time,
- change the amount of your reimbursements,
- repay your consumer loan early.

You got burned, you fell while cycling... KBL Transfer helps you cope with life's ups and downs by offering you Life Accident Protection. This means you are covered in the event of an everyday accident. Hospitalization, permanent disability, death following an accident, capital is paid to the insured or a designated beneficiary. Subscription is simple, without medical formalities and it is taken into account immediately!

It's simple, if you want to switch from one card to another, simply provide us with new proof of income via your email subject to the eligibility conditions.

The secret code of your bank card will be sent to you by mail. You will receive it in a separate envelope from the bank card within a few days after opening your KBL Transfer account.